News & Events
Learn to take the right direction and steer toward your personal retirement goals using IRAs. Learn strategies for utilizing IRAs as an important part of your retirement income plan. At this no-cost, no-obligation seminar, you’ll learn how to take the right direction and steer toward your retirement goals using IRAs.
September 14, 2010, 6:00-8:00 p.m.
Hors D’oeuvres served.
Westminster Village Inn
9 Village Inn Road
Westminster, MA 01473
To reserve a seat, please RSVP by September 10 by emailing Eric.Iacoboni@cunamutual.com, or calling
James Monette, VP of Retail at 978-353-1365.
Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free 800-369-2862. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members.
A group of employees from the IC Federal Credit Union and their families joined together on Sunday, August 29, 2010 at Sky View Middle School in Leominster for their Annual Softball Tournament. The weather was warm, but that didn’t stop the three teams from competing for the IC championship. Congratulations to the Blue Team for winning the overall tournament.
Each branch was represented at the game and family and friends cheered them on.
Everyone had lots of fun and lots of laughs!
During the month of July the “IC Jeans for Charity” program raised $475.00 for Ginny’s Helping Hand, Inc.! The new program at IC allows their employees to wear jeans on Fridays and/or Saturdays with their IC shirt by paying $3.00. The money collected goes to a charity voted on monthly by IC employees. IC employees are very proud to help out local charities with their “Jeans for Charity” donations.
Ginny’s Helping Hand, Inc. is a nonprofit organization dedicated to improving the everyday living needs of the less fortunate.
(FITCHBURG, Mass., July 29, 2010) IC Federal Credit Union announces that Robert C. Alario, CPA, MBA, CSEP, was recently elected to the Board of Directors. Alario has been a Certified Public Accountant for 25 years and is President of Robert C. Alario, CPA, P.C. in Leominster
Originally from Fitchburg MA, Alario earned a bachelors of science in accounting from Boston College and masters of business administration from Babson College, with a concentration in finance and taxation. He has also earned a designation as a Certified Specialist in Estate Planning (CSEP).
Alario is a member of the American Institute of Certified Public Accountants, the Massachusetts Society of Certified Public Accountants, the National Society of Public Accountants, the Montachusett Estate Planning Council, and the Worcester Estate and Business Planning Council.
“For a financial institution, it is imperative to have guidance from successful professionals who have an intimate knowledge of the industry and the community,” said Tony Cali, President and CEO of IC Federal Credit Union. “Bob Alario is a perfect example of the knowledge and experience that we look for in a board member. I am happy to welcome him to the Board, and I know he is going to bring valuable insight to this position.”
An active member of the community, Alario has been a member of the Board of Directors for the North Central Massachusetts United Way, Fitchburg by Design, Community Foundation of North Central Massachusetts, Julie Country Day School, and the Fay Club. He currently serves on the Board of the Fitchburg State College Foundation and the St. Paul Catholic Schools Consortium. He has also taught Accounting and Taxation at Mount Wachusett Community College and Fisher College.
He resides in Lunenburg with his wife, Patricia, and is the father of three children.
(LEOMINSTER, Mass., July 27, 2010) – Employees from IC Federal Credit Union volunteered at a “Christmas in July” event at the Veterans Center in Leominster on Thursday, July 22. Organized by American Family Link, Inc., the event was the culmination of a collection drive designed to send care packages to American service personnel on the front lines in Iraq and Afghanistan.
For the past several weeks, items that help make life easier for the troops – such as batteries, phone cards, sunscreen, shoe insoles, hand wipes, etc. – were donated by members of the public and IC’s staff at drop-off boxes located at IC Federal Credit Union’s branches. Credit union volunteers brought those donated items to the event and boxed them for shipment. While the campaign’s goal was to ship 200 packages, the generous donations easily exceeded that target.
“Participating in this drive was about more than simply sending care packages to our troops,” said Carolyn Perla, who led IC’s part of the project. “We also had the chance to welcome home some soldiers and talk with their family members. They all explained how much these gifts mean to our troops overseas. The entire experience was a chance for the community to come together to support our troops, their families and friends, and we’re thrilled it was such a huge success.”
On top of the donated goods, the employees of the credit union raised more than $700 through donations and funds generated from IC Cares “Jeans for Charity” program. That money will help deliver the care packages, which cost $10 each to ship.
ABOUT IC FEDERAL CREDIT UNION
Founded in 1928, IC Federal Credit Union is a credit union in Massachusetts serving the communities of Fitchburg, Leominster, Westminster, Ayer, and surrounding towns. Since the origin of the organization in 1928, IC Federal Credit Union has been dedicated to assisting Members with all their financial needs. By offering higher rates of return on deposits, lower rates on loans, and superior service, IC Federal Credit Union has steadily grown to become one of the state’s largest credit unions. Visit them online at iccreditunion.org.
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IC CARES ABOUT THE TROOPS – Volunteers from IC Federal Credit Union helped lead the charge at the “Christmas in July” event at the Veterans Center in Leominster on Thursday, July 22. IC employees (l to r) Carolyn Perla, Lucille Salvatore, Tracy Reardon and Tysha Cote helped box care packages for U.S. troops in Iraq and Afghanistan, and presented $700 to help pay the shipping costs. The event was organized by American Family Link, Inc.
IC Board Member Receives Distinguished Citizen Award from BSA
IC Federal Credit Union wishes to congratulate David Celuzza, owner of Slattery’s Restaurant in Fitchburg and a member of the credit union’s Board of Directors, for receiving the 2010 Distinguished Citizen Award from The Nashua Valley Council of the Boy Scouts of America (BSA). The award was presented to Celuzza on June 10 in recognition of his support of many local committees and charities within the community.
“The Distinguished Citizen Award recognizes leaders who help shape our region and act as role models for our young people,” said Tony Cali, President and CEO of IC Federal Credit Union. “Dave Celuzza’s contributions to our community are well known, and on behalf of the entire IC family, I want to thank him for his service and congratulate him on receiving this well-deserved award.”
The prestigious Distinguished Citizen Award is bestowed upon individuals who have demonstrated integrity and genuine concern for others in both their professional and personal lives – those who are unselfish in their service to others and seek only the satisfaction of having aided their fellow citizens, community and nation.In addition to his contributions to IC Federal Credit Union, where he is a member of the Board and Chairman of the Supervisory Committee, Celuzza is active with other organizations as well. He is on the Board of Directors for Fitchburg State College Foundation Board, as chairman of the Development Committee; and the Board of Directors for Montachusett Regional Vocational High School, on the B.E.E.F. Committee. He is chairman of the Massachusetts Restaurant Association Educational Foundation and a member and former chairman of the Independent Restaurant Group. He is also past chairman of the North Central Mass Chamber of Commerce and past chairman of the Mass Restaurant Association.
He is the founder of Slattery’s Turkey Trot, one of Massachusetts’ largest and longest running events, celebrating 30 years in 2011. The race awards $12,000 annually in scholarships to six local high schools, approaching a total of $150,000.
He has transformed a local pub into a full dining restaurant that has been named one of the “Top 500” independent restaurants in the United States in the “Restaurant & Institutions” magazine. He is a former member of Troop 35 sponsored by St. Anthony’s School in Fitchburg, achieving the rank of Life and is a member of the Boy Scouts of America Order of the Arrow.
In 2009, Celuzza was honored as “Citizen of the Year” for the Multi Service Center and made an honorary lifetime member of the Massachusetts Restaurant Association Board of Directors.
He and his wife Donna and their son, Liam, reside in Lunenburg.
At the Annual Meeting of IC Federal Credit Union, held on June 17, Kenneth V. Stone, Jr., Chairman of the Board of Directors, reviewed the institution’s strong financial earnings and ability to prosper in a difficult economy.
In reviewing the results of the past year, Stone reported that, in contrast to the tumultuous state of the financial industry, IC Federal Credit Union did not experience the losses and capital depletion felt by many of its peers. Though the economy resulted in more borrowers unable to make their payments, ICFCU’s delinquency and foreclosure rates stayed below that of its counterparts. This solid foundation was recognized by the local community, with the addition of 3,468 new members.
Stone reported asset growth of 7 percent, from $370 million to $395 million. Members opened 5,700 new checking, savings and CD accounts in 2009, totaling $34 million in new accounts. IC Federal Credit Union reported final net income of $4,365,789 for 2009, which included a one-time payment from industry regulators totaling $1.5 million. As a result, IC Federal Credit Union ended the year with a very healthy 9.08 percent net worth ratio, maintaining its status as a “well capitalized” credit union.
“We knew that this year would present challenges – but I am pleased to see that our dedication to sound lending has allowed us to weather this storm and actually produce very strong earnings,” said Tony Cali, President and CEO of IC Federal Credit Union. “We will continue to work with our Members to achieve their financial goals, while providing the community with a solid financial institution that they can rely on. I expect that 2010 will be another very good year for the credit union.”
IC Federal Credit Union announces that Gail Maresco Allen, Esq. was recently elected to the Board of Directors. A principal in the fundraising consulting firm Allen and Racine Associates, Sterling, MA, Allen has been serving on the Supervisory Committee of IC for the past 7 years. She was elected to IC’s board on June 17, 2010.
“As a community-focused organization, it is vital that our Board of Directors exemplify that commitment to the community,” said Tony Cali, President and CEO of IC Federal Credit Union. “Anyone who knows Gail Allen recognizes that she embodies the level of service and dedication for others, and we are honored to welcome her onto the Board.”
Allen is a strong supporter of the community and her current nonprofit board service includes HealthAlliance Board of Trustees, Chair; Boys and Girls Club of North Central Mass, Director; Massachusetts Hospital Association, Trustee Advisory Council. In addition, her past volunteer board commitments include Our Father’s House, HealthAlliance Guild, Past President; Leominster Hospital Guild, Past President; Friends of the Leominster Public Library, Past President; Applewild School Parents Association, Past President; the Multi-Service Center and the City of Leominster’s Growth Management Committee.Among community service honors, Allen has received the Dr. Robert H. Goldman Community Service Award from the Multi-Service Center and recently, the St. Luke Society Award from the Diocese of Worcester, for outstanding leadership in the healthcare industry.
For 15 years, Allen has been the stage manager for Theatre at the Mount and has worked on more than 60 productions, combining her love of the theater with her commitment to the development of the region’s youth.
Originally from Fairfield, CT, she earned a Juris Doctor from the Massachusetts School of Law at Andover in 1997. Prior to that, Allen received a master’s of education in counseling from Fitchburg State College and a bachelor’s of science in special education from Southern Connecticut State University. She has practiced law in Worcester County for 13 years.
Allen resides in Leominster with her husband Bob. She is the mother of two children, and grandmother of two year old Oliver. She is anxiously awaiting the birth of her second grandchild in a few weeks.
Every year, recognition is given to IC employees who achieved 10 years or longer with the credit union, and this year, we added three employees for a new, record high total of 49. This year the 10-Year Club celebrated an evening at the Marriott at Devens Common.
Our three new employees are (l to r) Joseph Pescaro, Tysha Cote
and James Smith
IC also had four employees celebrating “milestone” anniversaries! They are (l to r) Florence Henrie, 15 years; Susan St. Louis, 20 years; Teresa Tremblay, 25 years and Jennifer Maguy, 30 years. Congratulations to all!
Despite the rainy conditions for most of the two day “Relay for Life” event, the spirits of IC Credit Union’s Team were not dampened. The team, which consisted of 80 registered walkers, raised around $7,000 which brings our 4 year total to approximately $25,000! Once again, the event itself came in at number 1 in New England and number 4 in the nation. We are proud of our team and thankful to participate in such a worthy cause.
 IC Employee Bruce Mathieu and his son Jackson. |  IC Employee Melissa Michaud and her mother Shireen. |
 IC Employees (L-R) Susan St. Louis and Mary Carlson pushing her daughter Kendall. |
In the first month of implementing the “IC Jeans for Charity” program, employees raised $577 for the Sterling Animal Shelter! The program allows IC employees to wear jeans on Fridays and/or Saturdays with their IC shirt by paying $3.00. The money collected goes to a charity voted on monthly by IC employees. IC employees are very proud of this first of many to come “Jeans for Charity” donation.
The Animal Shelter Inc. of Sterling, Massachusetts is a non-profit organization (formed in 1988 - incorporated in 1994) and no-kill animal shelter with no time or age restrictions. The shelter exists to provide humane sheltering and high quality medical care for stray, unwanted, abused and neglected animals and to find loving, lifelong homes for orphaned pets.
The staff is dedicated to finding good homes for adoptable pets and we continue to promote responsible pet ownership and to improve the quality of life for the animals and people in our community. The Shelter is supported entirely by donations from private individuals and through surrender and adoption fees. The Animal Shelter, Inc. does not receive support from the United Way or from federal, state or local governments. Our on-site veterinary clinic cares for over 3,000+ animals that come through our shelter yearly and provides a low/no cost spay/neuter, general wellness program assisting local animal control officers, shelters and breed rescues. For more information go to http://www.sterlingshelter.org/homepage.htm
IC presented their first “Jeans for Charity” check to the Sterling Animal Shelter.
(L to R) Judy Kaddy, Senior Vice President of Lending & Marketing, Leigh Grady, Director of the Sterling Animal Shelter, Jane Flannagan, Senior Vice President of Human Resources, Angela Ponusky, Mortgage Servicing, and Peggy Manca, Mortgage Servicing Senior Manager.
The annual Helmet Giveaway was held at the IC Credit Union’s Main office on Saturday, June 5th and was once again a huge success! Over 200 kids and teens were on hand to receive their free helmets. In addition to receiving helmets, each child was entered into a free raffle for a $50 Eastern Border gift card or a Skateboard deck donated by the Joubert family… and the winner is Michelle McNiel – Congratulations!
This year IC added a Car Wash fundraiser to benefit the Ryan C. Joubert Memorial Skate Park Foundation and fortunately the weather held out and over 55 cars were washed making our donation nearly $300.
We want to thank everyone who came out and participated in this event. We couldn't have done it without you!
If you would like more information on the foundation, please visit the Ryan C. Joubert Memorial Skate Park Foundation, for more information.
Angela Alansky, Mike Joubert and James Monette
The Ryan C. Joubert Memorial Skate Park Foundation, in partnership with IC Federal Credit Union will hold its annual Helmet Giveaway at IC’s Main Office, 300 Bemis Road, Fitchburg from 9 a.m. until 12 noon on June 5, 2010.
A total of 300 helmets will be given away to children and teens! Children will need to be present to be fitted for all helmets. A Car Wash using IC employee volunteers will be held during the helmet giveaway, and all proceeds will go directly to the Foundation as well.
All those getting a new helmet can enter our free raffle to win a $50 Eastern Border gift card or a Skateboard deck donated by the Joubert family.
Visit the Ryan C. Joubert Memorial Skate Park Foundation, for more information.
Federal Reserve rules taking effect on July 1st, 2010 will provide Debit and ATM card users more options for selecting the right overdraft coverage (also known as Extended Overdraft Protection) for their account. Overdraft protection is applied to a checking account 30 days after the opening and covers your transactions, for a fee, in the event that funds are not available at that time. The upcoming legislation requires checking account holders to choose or “opt in” to continue to have this protection for all ATM and everyday Debit Card Transactions.
Over the next few weeks our members will be receiving additional communication on this new regulation and instructions on how to maintain the coverage they presently have or to add this coverage to their checking account.
If you would like additional information regarding overdraft protection and all of IC’s options please feel free to contact us at info@iccreditunion.org or 1-800-262-1001 and ask for a Sales and Service Representative to help you with your questions.
IC, once again, sponsored the American Red Cross Blood Drive on May 18th at the Leominster Elks. We had a total of 62 donors present and 68 productive (usable) units were collected, which included the Double Red Cell Collections. Each productive unit helps up to three hospital patients.
Three prizes were given away to presenting donors:
- 1st Prize was a $200 Lowes gift card, won by Steve Weedon of Leominster
- 2nd Prize was a $150 Home Depot gift card, won by Nadine Binkley of Leominster
- 3rd Prize was a $100 gift certificate Central Mass Garden Center, won by Jana Harrison of Leominster.
Please watch for our next sponsored Blood Drive in November, 2010.
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Investments & Retirement Services join the cause and donate blood.
National Youth Week Celebration held at all branch locations.
During the week of April 19 – April 24, 2010, all IC Federal Credit Union locations participated in National Credit Union Youth Week, a week long celebration to promote financial literacy among our youngest credit union Members.
As part of the celebration, each branch invited Youth Members to stop by and participate in sports themed activities for prizes, and to enter into a special raffle for one of three grand prizes. Current youth Members were encouraged to make deposits into their accounts during this week and Non-Members were invited to open new accounts.
Prizes were awarded were as follows
- Apple iPod touch - Trevor DelGiudice from Lunenburg, MA
- Family 4 pack to CoCo Key Water Resort – James Hays from Lunenburg, MA
- Family Movie Passes to Cinema World – Cayla Justice from Ayer, MA
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IC Federal Credit Union will be sponsoring the American Red Cross blood drive on May 18th in Leominster. The blood drive takes place on:
Tuesday, May 18, 2010
1:00 p.m. to 7:00 p.m.
134 North Main Street
Just in time for Summer - register to win! Each presenting donor can enter to win one of the following:
1st Prize - $200
Lowes
2nd Prize - $150
Home Depot
3rd Prize - $100
Central Mass Garden Center
Walk-ins are welcome! Click here to view the flyer.
Some of our members have alerted us about a local Debit Card Phishing attack. Phishing is the criminally fraudulent process of attempting to acquire sensitive information such as usernames, passwords and Debit or Credit card details by masquerading as a trustworthy entity in an electronic communication. You should never provide any information to any third-party in this manner and understand that we will never call you and ask you for that information. If you have recently been involved in any Phishing attack with your IC Federal Credit Union Visa Debit Card, or have any questions on this matter, please call and speak to a Member Service Representative at 1-800-262-1001.
Credit Union Awards $5,000 in Scholarship Money
College expenses have long been on the rise. Reports from the U.S. Department of Education show that the average student is in debt over $20,000 after completing their undergraduate degree. In an effort to counter balance these costs for local college students, IC Federal Credit Union recently awarded $1,000 scholarships to five high school students entering college this year.
To compete for the scholarships, applicants were required to write an essay detailing how they would help the community in which they live, what type of program they would endorse or create, and how they would spread the message throughout the community to promote this program. Applicants were also ranked based upon a combined score of grades, essay, and extracurricular activities.
In all, 43 entries were received and
the winners included: Abigail Capone, Fitchburg High School; Anthony DeCicco, Leominster High School; Christopher Greenlee, Oakmont Regional High School; Raymond Harrison, Leominster High School and Sandy Lor, Fitchburg High School.
“Higher education is an opportunity that we want every member of our community to have,” said Tony Cali, President and CEO of IC Federal Credit Union. “These students have all shown a dedication to their studies, their futures and their community, and that’s why we wanted to help make the financial aspect of college a little less burdensome.”
The contest was open to high school seniors who will be enrolled in an undergraduate college degree program during the 2010 – 2011 academic year. Applicants or parent/guardians were required to be a current IC Member.
Proceeds from Event to Benefit IC Relay for Life Team
On Friday, April 2, 2010, all IC Federal Credit Union locations got in the spirit, as they celebrated Opening Day, kicking off the 2010 baseball season.
Credit Union Employees were encouraged to support the hometown team, and dressed in Red Sox apparel for the day. Optionally, Employees were invited to wear jeans to work on this day for a $5 donation to the IC Relay for Life Team.
Throughout the branches, Cracker Jack snacks were handed out, and Members were invited to enter in a drawing for a $100 gift card to mlb.com. Members were also invited to help donate to and support our 2010 Relay for Life Team. In total, $589 dollars was raised from Employee and Member donations.
Congratulations to Linda Arsenault, of Leominster, our lucky winner of the $100 mlb.com gift certificate, and thank you to all our Members for your generous donations!
Here are some of our employees sporting their Red Sox Gear!
First Seminar Provides Guidance for Retirement
IC Federal Credit Union recently held the first in a series of personal finance seminars aimed at educating and guiding its Members, and the general public. The seminar – titled ‘The Road to Retirement’ – was led by guest speaker Dan Campinelli from the Credit Union National Association (CUNA). The seminar was held on Wednesday, March 24 at the IC Federal Credit Union branch on Mechanic Street in Leominster.
Designed to help people learn how to save for a comfortable retirement, the seminar educated nearly 40 attendees
about the benefits of an IRA and introduced them to effective savings strategies that can help them reach their retirement goals.“It’s important for people to take control of their retirement,” said Tony Cali, President & CEO of IC Federal Credit Union. “These seminars are designed to help our Members make the best of their overall financial picture with easily understood, and unbiased, information. We’re proud to present such speakers so our Members have the understanding and resources to meet their financial needs.”
IC will be holding multiple personal finance seminars during the remainder of this year featuring a variety of topics and guest speakers. Each seminar is free and open to the public. Anyone interested in attending a future seminar or learning about the next scheduled seminar should contact James Monette, VP of Retail at IC Federal Credit Union at 1-800-262-1001.
IC Sponsors Book Drive in Partnership with Credit Union Community Hope Initiative
Throughout the month of April, IC will be collecting new and gently used Children’s Books at all of our six locations.
All donated books will be re-distributed back to the community.
Please help us support youth literacy in the community through this charitable event. All donations are greatly appreciated!
$800 Donated to Haitian Outreach of Leominster
Congratulations to our winners of the “IC Meaning” promotion, Kathie Mumford (first prize) and John Russo (runner-up)!
Throughout the month of February, IC Federal Credit Union asked its Members, “What does the “I” and “C” in IC mean to you? Members were asked to become a Fan of the Credit Union on Facebook®, and to post their “IC Meaning” on the Fan page wall. For every post received, IC pledged to donate $1 to the Haitian Outreach of Leominster, MA.
All “IC Meaning” posts were submitted anonymously to our outside advertising agency, which chose the winning “Meaning” post.
First prize and runner-up receive restaurant gift certificates valued at $100 and $50 respectively. The first prize post of what the “I” and “C” mean will be used in a future IC Federal Credit Union ad.
Shortly after the earthquake in Haiti, the IC Employee community rallied to help in the relief efforts. Members of our Consumer/Indirect Lending center spearheaded a raffle for two concert tickets to see Michael Bublé. Raffle ticket sales to Employees raised a total of $650, pledged to the Haitian Outreach of Leominster.
In conjunction with proceeds from the IC Meaning promotion, IC is proud to donate a total of $800 to the Haitian Outreach Organization of Leominster. The Haitian Outreach is a non-profit organization based in Leominster, MA supporting The Daughters of Mary Queen Immaculate of Haiti.
Thank you to all of our Fans who participated in the “Meaning” promotion. We encourage all of our Facebook® Fans to continue to post your comments on our wall and let us know how we are doing!
For more information on the Haitian Outreach, or to find out how you can help, please visit: WWW.BOSTONGRINGO.COM
Young IC Members and visitors were invited to “hop on by” to get their picture taken with the Easter Bunny, and enjoy Easter treats and springtime coloring fun.
The Easter Bunny was very busy as you can see by the pictures below! What a great turn out! Click to enlarge.
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Thank you to everyone who took the time to “hop” in and visit with our furry friend!
Steering Toward Retirement with IRAs
Learn to take the right direction and steer toward your personal retirement goals using IRAs. Learn strategies for utilizing IRAs as an important part of your retirement income plan. At this no-cost, no-obligation seminar, you’ll learn how to take the right direction and steer toward your retirement goals using IRAs.
HOP ON OVER!
Hey kids! The Easter Bunny is coming to IC. Come visit and get your picture taken for FREE!
March 13, 9 a.m - Noon
72 Park Street, Ayer
March 19, 3 p.m. - 6 p.m.
400 Mechanic Street, Leominster
March 20, 9 a.m. - Noon
300 Bemis Road, Fitchburg
IC Federal Credit Union raised $1,500 during the holidays to benefit the Montachusett Interfaith Hospitality Network (MIHN). The funds, which will be used to help the area’s homeless families, were raised through the sale of the credit union’s second annual Holiday Cookbook.
“Our Holiday Cookbook seemed like an ideal way to raise money for MIHN's work with homeless families,” said Tony Cali, President & CEO of IC Federal Credit Union. “As a collection of recipes from our staff and Members, which is then sold to the public and friends of the credit union, the cookbook is a true "community" effort, which is why we felt the proceeds should benefit such a worthy, community focused cause.”
Since its inception, MIHN has housed 111 families, supplied more than 20,000 overnight beds, and returned 80 percent of their families to permanent housing. Their work is funded through contributions and volunteers from the community. Anyone interested in contributing should contact the MIHN offices at 978-840-9500.
Accepting the donation is (l to r) Claire Lincoln, MIHN Secretary, and Arthur Heusser, MIHN Network Director - presenting from IC is Tony Cali, President & CEO, and Judy Kaddy, Senior Vice President of Lending & Marketing.
ABOUT MIHN
The Montachusett Interfaith Hospitality Network has been operating in the Twin Cities area for the past seven years, sheltering homeless families with children. With the assistance of several area churches and over three hundred volunteers, MIHN provides for the basic needs of up to eight families at a time in their shelter at the former St. Cecilia‟s convent in Leominster. MIHN is financed by contributions from individuals and local businesses, receive grants from philanthropic foundations and conduct fundraising activities.
Credit Union Donates to Computer Lab at Local Senior Citizens Center
At the Fitchburg Senior Center, many of the older adults enjoy taking the computer classes and, with three sessions offered each week, they are among the most popular classes. By learning how to send and receive emails, navigating the Internet, and other skills, these elders are able to exchange messages and photos with their family, and extend their own access to the world.
As with all computers, however, after several years, many of the machines at the Center were outdated and unable to run newer programs and applications. That’s when Stan Skamarycz, a courier, a member of IC Federal Credit Union, and a participant the Center’s computer class, brought the obsolete computers to the attention of Elaine Sigismondo, Senior Vice President of Information Technology at IC Federal Credit Union. Seeing the value these computers added to the quality of life for these older community members, the institution donated two new computers and monitors to the Computer Lab at the Fitchburg Senior Center.
“This is a perfect example of community helping community,” said Tony Cali, President & CEO of IC Federal Credit Union. “The mission of our credit union is to help our Members and our community – but that isn’t limited to financial matters. I am grateful to Stan for bringing this need to our attention, and I’m glad that we could make a difference for the seniors who visit the Center.”
The Fitchburg Senior Center is located at 14 Wallace Avenue in Fitchburg, and is open 8 AM-4 PM, Monday - Friday. Computer classes are held on Tuesdays and Thursdays, and a beginner’s class is offered on Wednesdays, but pre-registration is required. For more information or to make a donation to the Center, call 978-345-9598.
IC Federal Credit Union is proud to donate $1,000.00 to the Twin Cities Community Development Corporation (CDC) of the Fitchburg and Leominster area. For the past twenty-six years, the CDC has set forth its philosophy below by working in partnership with community residents, city government, and local financial institutions to revitalize distressed neighborhoods in Fitchburg and Leominster. Accepting the donation is Executive Director, Marc Dohan and presenting is Judy Kaddy, Senior Vice President of Lending & Marketing for IC.
The CDS’s newest focus is to move forward on a plan to revitalize one of North Central Massachusetts more troubled neighborhoods, the areas north of Main Street in downtown Fitchburg. Our plan combines the efforts of many CDC departments -- Community Organizing, Economic Development, Housing Development, and Homeownership - to generate a renewed sense of pride and ownership in the neighborhood, in the downtown business district, and in Fitchburg.
"Building Foundations for Powerful Communities"
Our Mission: The Twin Cities Community Development Corporation (CDC) is a membership organization led by the diverse resident and business communities of Fitchburg and Leominster. We invest in and organize the residents of these cities to help build assets such as quality housing, good jobs, strong businesses and effective leaders. We envision healthy neighborhoods where residents choose to live, work, and invest, thereby forming a powerful, unified community.
For more information on the Twin Cities CDC, click here.
Congratulations to the “IC Fisherman” who came in 2nd place on Thursday, January 28, 2010 at the annual Boys & Girls Club Spelling Bee. It’s not easy going up against doctors, lawyers, college professors and librarians, but they took on the challenge to help raise money for the Boys & Girls Club of North Central Massachusetts, and we are so proud of them! The event raised over $32,000 for the club!
IC Team: Lisa Cudak, Sherry Sacramone, Nikki Vassallo (Team Captain), Andrew Van Sickle, and Johanna Viteri. Alternates: Andrew Storm and Trish Lancey
Credit Union Pledges $5,000 Towards Local Food and Heating Assistance Program
In response to a strong increase in local need, IC Federal Credit Union recently donated $5,000 to United Way of North Central Massachusetts as part of the organization’s ‘Safety Net’ initiative, which provides emergency funding for food and fuel assistance. 
“Since its founding, our credit union has had an active commitment to the community,” said Tony Cali, President and CEO of IC Federal Credit Union. “When there are so many people in need, we have a responsibility to help our neighbors. Partnering with the United Way guarantees that those people will receive the help they need.”
United Way of North Central Massachusetts recently found that local non-profit agencies are struggling to keep up with the growing demand for food and fuel assistance. In fact, one organization reported a 40% increase in demand from last year, stating that this was the first time in their history that they will have to use emergency funds to replenish their food pantry. In addition to donations by local businesses and charities, United Way will provide $60,000 in emergency funding for food cards, food pantries and fuel. As a long-time business supporter of the organization, IC Federal Credit Union immediately answered the call.
Individuals who would like to get involved can call 978-345-1577 or visit www.uwncm.org.
Employees of IC really got into the spirit as they celebrated the 1960's at this year's Holiday party. Attendees were invited to dress in groovy 60's themed costumes, and were entertained by Beatles For Sale, a Beatles tribute band.
In addition, employee recognition awards were given out for 5 and 10 years of service with the company.
Thank you to all of our wonderful employees for a fantastic celebration!
(click thumbnails to view larger images)
More critical information for family members trying to connect with loved ones in Haiti.
We know that people in the United States may be very concerned about loved ones living or traveling in Haiti.
- Telephone, Internet and other communication lines are often disrupted in times of disaster.
- The International Committee of the Red Cross has also established a family linking Web site, enabling persons in Haiti and abroad to search for and register the names of relatives missing since the earthquake. http://www.icrc.org/familylinks
- If you’re trying to reach a U.S. citizen living or traveling in Haiti, you should contact the U.S. Department of State, Office of Overseas Citizens Services, at 1-888-407-4747.
H1N1 - 6 Months to 24 Years & High Risk Adults Ages 19-64 SEASONAL FLU – All ages 6 months & Older
Examples of High Risk "Chronic Medical Conditions" include: breathing problems (Asthma, COPD, emphysema), heart problems (heart attack, angina, congestive heart failure, exclude high blood pressure), diabetes and other metabolic disorders including obesity (about 50lbs. overweight), neurological, neuromuscular and developmental conditions (seizures, stroke, cerebral palsy), chronic kidney problems, chronic liver problems, weakened immune system (cancer, transplants, HIV).
*If your child is receiving the 2nd dose of H1N1, please bring documentation of the 1st dose.
Fitchburg
CHC Fitchburg Community Health Center – Bullock Building Lobby, 275 Nichols Rd.
Wednesday, December 9
Thursday, December 10
Monday – Wednesday, December 14, 15, 16
4:00 pm – 6:30 pm
Fitchburg State College – Civic Center - 1000 John Fitch Highway
Wednesday, December 9
1:00 pm – 3:30 pm
Gardner
CHC Greater Gardner Community Health Center – 175 Connors Street
Wednesday, December 9
Thursday, December 10
5:00 pm – 7:30 pm
Mount Wachusett Community College – 444 Green Street
**Seasonal Flu Vaccine for Elder Populations Only**
Tuesday, December 15
2:00 pm – 5:00 pm
Waterford Street Elementary School – 62 Waterford Street
Wednesday, December 16
4:00 pm – 6:30 pm
Congratulations to our “Share The FUN” winners! Each won $1000 cash. Thank you to all who referred a new Member to IC!
Pictured at right with Judy Kaddy, SVP Lending and Marketing is Lynn Bouchard of Leominster. Pictured at Left with Judy are Valeri & Mary Richard of Leominster.
Join Santa on the Following Days
Friday December 11th - Parkhill Branch, 3 p.m. - 6 p.m.
520 Electric Avenue, Fitchburg
Saturday December 12th - Bemis Road Branch, 9 a.m. - 12 p.m.
300 Bemis Road, Fitchburg
Stop in at any IC branch location from now until Christmas and purchase our 2nd IC Employee & Member Holiday Favorites Recipes & More Cookbook.
Several IC employees and many Members submitted their favorite recipe, far surpassing last year’s submissions for a book totaling about 58 pages!
All proceeds will benefit Montachusett Interfaith Hospitality Network of Leominster. The cost of the cookbook is only $5.00.
Buy it as a gift – it makes a great stocking stuffer!
Thank you, as always, for your support!
Congratulations to the blood donors who entered to win a free raffle sponsored by IC Federal Credit Union. $550 in Visa Gift Cards was given away at the American Red Cross Blood Drive on Tuesday, November 10th at the Leominster Lodge of Elks. First prize was $300, second $150, and third $100. IC has been a blood drive sponsor for the American Red Cross since 2007. We sponsor two drives a year, once in the spring and again in the fall. IC has given away gift cards to local malls, hardware stores and garden centers. The Visa Gift Card this year is just in time for Holiday shopping. There were 59 donors this fall, with the expectation of receiving 57 good units which one unit helps up to three hospital patients. Thank you to our volunteers, but we most especially want to thank you, the blood donors. Without your help, the American Red Cross couldn't complete it's mission.
1st Place - $300 Visa gift card - Joel of Fitchburg pictured with Judy Kaddy, SVP Lending & Marketing
2nd Place -
$150 Visa gift card -
Cheryl of Leominster pictured with her husband Craig, (left) and Phil Richards, SVP of Retail Sales & Service (right)
3rd Place - $100 Visa gift card - Kristen of Leominster pictured with James Monette, VP of Retail Sales & Service
More Photos from the Day!
Above from left to right:
IC Mortgage Originator, Shauna Roberts giving blood
Brieanna Courtemanche & Alan Roy at the canteen area after giving blood
Tracy Egan (left) and Susan Wright (right) volunteering at the raffle table
Shauna Roberts & Cheryl Baker (Red Cross volunteer) assist donors at the canteen area
Lucille Salvatore assists Brieanna Courtemanche as she donates blood
Gary Reed takes the time to give blood during his busy schedule
Congratulations to our Halloween Coloring Contest Winners:
Age 2-4 Category Joshua of Fitchburg with Beth Slattery, Senior Manager of Retail
Age 5-7 Category – Chloe
of Townsend with David Breton, Assistant Branch Manager and Shauna Roberts, Mortgage Originator
Age 8-10 Category – Luke of Leominster with Phil Richards, Senior Vice President of Retail
Age 11-12 Category –
Der of Fitchburg with Beth Slattery, Senior Manager of Retail
Each winner received a $50 Gift Card to Toys R Us. Thank you for participating!
We have been made aware that some Members have been receiving phone calls from individuals who claim to be from IC Federal Credit Union, asking these Members for certain private information about their accounts. These individuals are not representatives of the credit union and you should not provide them with any information about your accounts.
We will never call and ask you for this type of information and in situations like this, you should never provide any private account information to these individuals. If you have any concerns, please feel free to contact us at
1-800-262-1001.
Attention 7th and 8th Grade Students!
The Financial Literacy Committee of the Massachusetts Credit Union League, Inc. (“League”) and the Massachusetts Credit Union Share Insurance Corporation (MSIC) are pleased to announce the 2010 Student Essay Contest. Eight (8) winning essays will be chosen: a first prize winner and seven (7) finalists. An awards ceremony at the State House will be scheduled in the spring to honor the contest winners. First prize will be a $500 U.S. Savings Bond. Seven Finalists prizes will be $250 U.S. Savings Bonds.
ENTRY DEADLINE DECEMBER 18, 2009
Download complete entry rules here.
Drop off your Essay to an IC Branch nearest you!
IC employees are getting in the Halloween spirit! Employees at all IC branches dressed up in great costumes. Check out the photos below
Halloween Pumpkin Contest Winners – Both Employee & Member 1st place winners receive a Family Four-Pack to CoCo Key Water Resort in Fitchburg. Employee runners up received 4 movie passes to Cinema World in Fitchburg.
Bemis Road Branch Winners:
From Left to Right- Employee First Place: Kristi Stockwell, 2nd Place: Tracy Egan, Member: Danny Livingston, pictured with David Breton, Assistant Branch Manager
Mortgage & Consumer Lending Centers:
From Left to Right- Employee First Place: Steve Turbide, 2nd Place: Jane Newton
Parkhill Branch:
From Left to Right- Employee First Place: Betsy Pierce, Member Winner: Peter Scott, pictured with with Angela Alansky, Branch Manager
Mechanic Street Branch:
From Left to Right- Employee First Prize: Krystal Calcano, 2nd Place: Michelle Labelle, Member Winner: Michelle Carbone
Watertower Branch:
From Left to Right- Employee First Prize: Dwana Mercier, 2nd Place: Nicole Vassallo, Member Winner: Marlena Mckenzie
Westminster Branch:
From Left to Right- Employee First Prize: Theresa Landry, 2nd Place: Debbie Blake
Ayer Branch Winners:
From Left to Right- Employee First Prize: Jacquie Sadlo, 2nd Prize: Susan Wright, Member Winner: Dylan Gibbons & Karen Janskiewicz
Celebrate Halloween with IC's Pumpkin Carving Contest! Bring your carved pumpkin into any IC branch October 26 - 29 for judging. There will be one winner selected at each branch. Winners will receive 4 tickets to CoCo Key Water Resort, in Fitchburg. Winners will be selected on Friday October 30 at 5:00 p.m and will be announced on IC's Facebook Fan page. Start your carving now!
Falcons Introduce Elite Ice hockey Fall Classic to Fitchburg Area
The Fitchburg State athletic department is set to host a weekend of hockey as it introduces the inaugural 2009 IC Credit Union Hockey Shootout at the newly renovated Wallace Civic Center at Fitchburg State College, Friday November 13th and Saturday November 14th.
This year, Fitchburg State has partnered with local banking provider, IC Federal Credit Union to host one of the most elite pre-season hockey tournaments this fall. ICFCU has been a local banking provider since 1928 and has been consistently dedicating itself to the Fitchburg community. ICFCU has become one of the largest credit unions in the state of Massachusetts and is actively looking forward to the fall hockey classic.
Fitchburg State will kick-off the four-team classic on November 13th, as teams from Assumption College, Worcester State College and Wentworth Institute of Technology battle in the two-day tournament. Fitchburg State looks to retain its pre-season tournament crown after registering a two-game sweep in the UBS Tournament last season. The Falcons registered a 3-1 victory over Salve Regina on day one before completing the two-game sweep with a 1-0 shutout over Worcester State.
Wentworth and Worcester State will open the tournament on Friday with a match starting at 5 p.m. before the Falcons square off against Division II rival, Assumption College at 8 p.m. On Saturday, November 14th, the consolation round will start at 1 p.m., with the championship game slated for 4 p.m. Admission is $5 for adults, $3 for students (Age 12+), and FREE for students with a One Card or under the age of 12.
For more information regarding the IC Credit Union Hockey Shootout or Fitchburg State athletics, please contact Sports Information Director, Keith Brouillard at 978-665-3343 or via email at kbrouil3@fsc.edu.
FRIDAY, NOVEMBER 13, 2009
GAME 1: Wentworth vs. Worcester State College, 5 p.m.
GAME 2: Assumption College at Fitchburg State, 8 p.m.
SATURDAY, NOVEMBER 14, 2009
GAME 3: Loser Game 1 vs. Loser Game 2, 1 p.m.
GAME 4: Winner of Game 1 vs. Winner of Game 2, 4 p.m.
Pictured above, left to right: Fitchburg State College ice hockey Captain, Andrew Hutton; Fitchburg State College, President Dr. Robert V. Antonucci; IC Federal Credit Union Chairman of the Board, Kenneth V. Stone, Jr.; IC Federal Credit Union Senior Vice President of Lending & Marketing, Judy Kaddy; IC Federal Credit Union President & CEO Anthony Cali; Fitchburg State College Athletic Director, Sue Lauder; Fitchburg State College ice hockey Head Coach, Dean Fuller; and Fitchburg State College ice hockey Captain, Chris Brecken.
Congratulations to Beth Slattery, Bemis Road Branch Senior Manager, who was the winner of the 2 Pat’s tickets. Out of 40 people who entered a recipe in our upcoming cookbook, Beth’s name was picked in a drawing by IC President, Anthony Cali!
Congratulations! Let’s hope she brings good luck to our dear PATS!
On Saturday, October 17th, IC hosted a microchip clinic for its Members and their pets. Microchipping assists authorities when searching for a lost pet. A quick painless procedure for your pet gives you peace of mind. Registration with Home Again, once a year, is optional for continued coverage.
Mike & Joanne McGuirk were very thankful to have the opportunity to have their cat Annie microchipped.
Michelle Bianco, DVM, gave us a quick tour of her mobile unit.
IC was proud to offer this service – At IC, we care about your pet!
IC celebrated Member Appreciation Day Thursday, October 15. Members at all branches enjoyed coffee, local fresh apple cider, pastry, and a free gift!
Thank you for your patronage, trust and loyalty. At IC, we appreciate our Members and this is just another way we want to let you know…Because It’s All About You!
Watch the video below to see Member Appreciation Day.
IC employees had a great time participating in the 250th Anniversary Celebration Parade on Sunday, September 27. IC had 5 wonderful mascot’s dancing, waving and bringing smiles to faces young and old! Other members of the IC Team handed out ice cream to all the kids while others carried the IC Banner. Though the weather was a little dismal, that didn’t keep the good folks of Westminster away! Thank you to everyone who participated and enjoyed the parade! Congratulations Westminster!
Pictures from the parade! Click on the photos for a larger version.
We have been made aware of a text messaging scam that is being perpetrated in our area. It involves individuals receiving a text message that their ATM card has been deactivated, requiring them to call a specific telephone number and provide their card number and Personal Identification Number (PIN) in order to have the card re-activated.
Although IC Federal Credit Union has not been directly involved in this scam at this point in time, we want our Members to be aware of this situation and reiterate that you will never be contacted by us or any financial institution in this manner and that you should never provide your PIN to anyone.
If you have any questions or concerns on this matter, please feel free to contact us at 1-800-262-1001.
IC Federal Credit Union participated in the Johnny Appleseed Festival in Leominster, Massachusetts on Saturday, September 12th.
IC held a free raffle for two $100 U.S. Savings bonds, gave away promotional items, and temporary tattoos for the kids.
Even though the weather was rainy, it didn’t stop the people in the community to come out and show their support to the many non-profit organizations who attended the fair. The fair was a great success and people managed to still enjoy the day despite the rain.
The winners of our free raffle are:
Spring Wooldridge (right) shown with Ruby Vargas, Branch Manager at Mechanic Street
Michael Dougherty (left) shown with his grandson, and Jennifer Maguy, Youth Coordinator.
IC employees helping out at the festival!
We had several employees that volunteered for the United Way's Day of Caring on September 10. Our employee's cleaned up's at local churches, weeded and raked at a local healing garden- and as you can see from the photo at right of IC President, Anthony Cali, unloaded food for a local food pantry. 
The weather was great and it was so wonderful to see so many people helping out to make difference in the community. Click on the photos to view a larger version.
IC employees enjoyed their yearly softball tournament this past weekend at Sky View Middle School in Leominster. Each branch was represented at the game and family and friends cheered them on.
Everyone had lots of fun, lots of laughs, and above all no major injuries!
Special thanks to everyone who helped plan the days events.
Click on the photos below for a larger version.
IC Federal Credit Union helped fund signs and walking tour outlook point at the Steam Line Trail located along the Nashua River in Fitchburg. Life Scout, Benjamin Lessard of Troop 41 Fitchburg came to IC with the request back in October of 2008. He has worked very hard in making this piece of history for the Steam Line Trail a reality. “Previously, when you went to the Steam Line Trail, there was no information on the history of this area or the large steam pipes that run along the trail. My project created a self-guided walking tour about the history of the power plant, the steam pipes, paper making and the Nashua River to help educate trail visitors about this part of Fitchburg’s history,” said Ben.
Pictured at right is Benjamin Lessard, Fitchburg with Tony Cali, President & CEO. Congratulations Ben on this great endeavor – yes, the change you made at the Steam Line Trail will make the park more interesting for all who visit – thank you Ben for your hard work and for making this addition for the sake of Fitchburg’s history!
The 16th Annual American Cancer Society’s Relay for Life took place at Mount Wachusett Community College on June 12 – June 13, 2009. This is the number one Cancer fundraiser in New England.
The Relay celebrates survivorship and raises money to help The American Cancer Society in its mission to save lives. During the event, each team keeps at least one member on the track at all times during the 24 hour event. IC Credit Union had the big white tent set up for all team members and friends to visit. The grill was cooking until sunset when the luminary bags were lit for the night walkers. Hourly events, food, raffles, music, and special events kept the event fun and interesting.
The IC team consisted of about 50 volunteer walkers that include employees, members, family and friends of IC. This is the third year that IC Credit Union has had a team to support the Relay. The final numbers are not in yet, but the estimates are about $5,000 for this year’s fundraising efforts. Totals from the IC team for the last three years are over $17,000 raised for Cancer support and research.
Participating in the Survivor Lap is Sherry Sacramone, H/R Manager (middle left), and Debbie Richards (center right), wife of Phil Richards, SVP of Retail.
Part of the IC Team assembles in front of our tent for a picture (left); Bruce Mathieu, VP of Consumer Lending keeps the grill going for all the hungry walkers!
