Home Loans

Make that place your own with the right home loan

Whether you’re looking to purchase a house for the first time, refinance an existing mortgage, or remodel your home, we’ve got you covered. We offer a wide range of low-rate mortgage and home equity loans to help you achieve your housing goals.

  • Low Rate Home Loan: Take advantage of competitive rates for both mortgage and home equity loans.
  • First-Time Homebuyer Opportunities: IC Credit Union offers exclusive programs for first-time homebuyers, designed to help you get started.
  • Customized Home Loans: Get personalized loan offers tailored to your unique financial situation and long-term goals.
Home Loans

Meet Our Mortgage Specialists

DawnMarie Ferry

NMLS #35067

Dawn, AVP Mortgage Executive at IC Credit Union, brings over 40 years of experience in the lending and mortgage industry. Recognized as a top loan originator in Central MA, she is passionate about helping new homeowners achieve their dreams. Dawn resides in Rutland, MA, with her husband, Steven, and enjoys family, travel, and staying active.

“I just want to thank IC Credit Union, especially DawnMarie and her team. I am truly thankful to them because they made my dream possible. buying a home was very important to me and my family. I had a pleasure to work with DawnMarie, her knowledge and organizational skills made the process run so smoothly. Believe me I have recommended IC Credit Union for everyone in my family, friends who are looking for a loan, you guys have a good and knowledgeable team. Once again, thank you very much for getting me home.”

— E.T., Acton, MA

Reach out to Dawn Today

She’s ready to help you!

Contact Dawn

Chelsey Flynn

NMLS #2181878

Chelsey, Internal Mortgage Originator, brings nearly 13 years of experience in the local real estate market and has worked in every aspect of the mortgage process. As a mortgage originator at IC Credit Union and a homeowner herself, she uses her expertise to help members smoothly navigate the home buying journey. Chelsey understands firsthand the challenges of buying a home and is dedicated to making the process as smooth and stress-free as possible. When she's not guiding members on their home financing journeys, Chelsey enjoys exploring the local community by hiking new trails, and curling up with a good book.

“I recently closed on a home equity loan and I wanted to share my feedback about the IC team. I was especially pleased with the support from Chelsey and Sarah, and how their assistance throughout the process made everything so easy. I greatly appreciated how seamless the entire experience was."

— C.S. - IC Member

Reach out to Chelsey Today

She’s here to help!

Contact Chelsey

Easy 3-Step Application

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Submit your online application
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Get an express pre-approval or schedule a meeting
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Secure the home of your dreams

Contact an IC Mortgage Specialist

If you have any questions left

Main Office

Address
300 Bemis Road, Fitchburg, MA 01420

Phone
Main Office (800) 262-1001

Get in touch with us