IRAs

Save something for your retirement

It’s never too early to start putting money aside for your well-deserved retirement. To help you get started, we provide different IRA options to fit your goals.

• Traditional IRAs that are immediately tax-deductible for most individuals and earnings are tax-deferred until you begin taking distributions;
• Roth IRAs with no immediate tax deductions, but earnings are entirely tax-free as long as the account has been open for at least 5 years, and are withdrawn after age 59 1/2.

Disclosure: Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA www.finra.org /SIPC www.sipc.org) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. IC Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Investment representatives at IC Credit Union are licensed to transact securities business in Massachusetts. For more information concerning CFS or its representative(s) associated with this site, please review FINRA Broker Check by accessing the following link and typing in the firm / representative information in the search field. http://brokercheck.finra.org/Search/Search.aspx