Holiday Skip-a-Pay

Make your holiday season more enjoyable with a little extra cash

Our Holiday Skip-a-Pay program allows you to skip a payment on your consumer loan and access the funds you need for those special holiday moments.

Here’s how it works:

Select your preferred month to skip (November, December, or January)
Complete and sign your request.
Submit your request by either calling our Service Center at 800-262-1001 or by emailing your form to [email protected].
And, that’s it!

Upon approval, transfer* a one-time fee of $35.00 to us, and we’ll extend your loan for an additional month.

*Skip will not be processed until payment has been received.

Please note: To be eligible for a holiday skip, your loan must have six (6) consecutive months of current payments within a 6 month period. Each loan is entitled to a total of six (6) skip-a-pay coupons throughout its lifetime, whether for regular, holiday, or COVID-related skips. If we are unable to process your coupon request, the $35.00 fee will be applied to your currently due loan payment. Please be aware that Skip-a-Pay is not applicable to leases, mortgages, equity lines, or equity loans.

If you have any questions or need further assistance, please call us at 978-353-2671. Equal Housing Lender