Just4Kids Savings

Smart savers start young

Get your kids off to a good start on their financial well-being with our Just4Kids Savings. This savings account is designed for children ages 6–10.

OVERVIEW

Email us or stop by an IC branch near you.

Address
300 Bemis Road, Fitchburg, MA 01420

Phone
Main Office (800) 262-1001

RATES

Effective as of January 1, 2025

ACCOUNT NAME	DIVIDEND RATE	APY
Christmas Club Savings	0.05%	0.05%
Just 4 Kids Savings	0.10%	0.10%
$5.00 minimum balance required to earn interest.
Regular Savings ($50 - $4,999.99)	0.05%	0.05%
Regular Savings ($5,000 - $24,999.99)	0.05%	0.05%
Regular Savings ($25,000 - $49,999.99)	0.05%	0.05%
Regular Savings ($50,000 & Over)	0.05%	0.05%
IRA Savings ($50 - $9,999.99)	0.05%	0.05%
IRA Savings ($10,000 - $24,999.99)	0.05%	0.05%
IRA Savings ($25,000 - $49,999.99)	0.05%	0.05%
IRA Savings ($50,000 & Over)	0.05%	0.05%
Veterans Suite Savings	0.05%	0.05%
APY = Annual Percentage Yield Note: Dividends will be labeled as Interest on your Statement and Online Banking 1, 2, 3, 4 – Apply to all accounts listed above 1. Fees may reduce earnings on applicable accounts 2. Please note that the rate for all variable share accounts is accurate as of the effective date listed above and that the rate on variable share accounts may change from time to time. 3. $5.00 Minimum Opening Balance 4. $50.00 Minimum Balance Required to Earn Interest
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