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DISCLOSURE: 1- Per M.G.L. Part I Title VII Chapter 44 Section 55: “Obligations…unconditionally guaranteed by the United States government or any agency thereof, having a maturity from date of purchase of 1 year or less”
*Annual Percentage Yield’s (APYs) for these one-year certificates of deposit are subject to change without notice; rates effective as of 11/1/17. Accounts available for municipal funds only, are fully liquid with free unlimited transactions, and free IC Online Business Banking. Withdrawals may be made without penalty after 7 days of account opening. Subsequent withdrawals must not be made within 6 days of each other or a penalty may be imposed, thus reducing earnings. Earnings will vary based on daily balance. To earn 1.25% APY, the minimum balance requirement is $100,000. To earn 1.50% APY, the minimum balance requirement is $250,000. A minimum of $500 is required to open and the certificate will automatically renew after one year. Additional deposits may be made at any time. Full Terms and Conditions available at account opening. Offer may be withdrawn at any time.
**Earn 1.00% Annual Percentage Yield’s (APYs) on Neighborhood Checking & Neighborhood Savings Accounts. Rates effective as of 11/1/17 and are subject to change without notice. A minimum of $5 is required to open each accounts and is available for municipal funds only. No minimum balance required. Accounts are fully liquid with free unlimited transactions and free IC Online Business Banking. Full Terms and Conditions available at account opening. Offer may be withdrawn at any time.