Privacy Policy Facts
What does IC do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit score
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons IC CREDIT UNION chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does IC CREDIT UNION Share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes: to offer our products and services to you | Yes | Yes |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates' everyday business purposes: information about your transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes: information about your creditworthiness | No | We don't share |
| For nonaffiliates to market to you | Yes | Yes |
To limit our sharing
- Call toll-free 800-262-1001 – our menu will prompt you through your choice(s),
- Visit us online: www.iccreditunion.org/about-us/privacy-and-security or
- Mail the form below
Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
- Call toll-free 800-262-1001 or go to /about-us/privacy-and-security
Cut here
Mark any/all you want to limit:
IC Credit Union
300 Bemis Road
Fitchburg, MA 01420
Who we are
| Who is providing this notice | IC CREDIT UNION |
|---|
What we do
| What We Do | We Do | |
|---|---|---|
| How does IC Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. | |
| How does IC Credit Union collect my personal information? |
| |
| Why can't I limit all sharing? | Federal law gives you the right to limit only:
| |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account. |
Definitions
| Definitions | Exemples | |
|---|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies.
| |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
| |
| Joint Marketing |
|
